Proteção Empresas

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As empresas são organizações complexas com vários pilares que precisam estar equilibrados para o seu correcto funcionamento.

Um desequilíbrio num desses pilares pode deitar todo o esforço colectivo a perder e impactar profundamente os resultados da empresa.

A atividade seguradora cobre riscos associados com colaboradores, património, mercadorias e paragem de atividade (entre outros) de forma a garantir a estabilidade tão necessária à atividade empresarial.

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animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]Categorias[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_5″ type=”1_5″ layout=”1_5″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” link=”#saude” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ animation_direction=”left” animation_speed=”0.3″ last=”false” border_position=”all” first=”true” min_height=””][fusion_imageframe hover_type=”none” align_medium=”none” align_small=”none” align=”none” lightbox=”no” linktarget=”_self” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ 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Vida

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image_id=”2091|full”]https://belaseguros.com/wp-content/uploads/2021/07/acidentespessoaisempresa.jpg[/fusion_imageframe][fusion_separator style_type=”none” flex_grow=”0″ alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” top_margin=”5″ bottom_margin=”5″ /][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”5″ font_size=”18″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]Acidentes Pessoais[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_5″ type=”1_5″ layout=”1_5″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” 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first=”false” min_height=””][fusion_imageframe hover_type=”none” align_medium=”none” align_small=”none” align=”none” lightbox=”no” linktarget=”_self” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ image_id=”2078|full”]https://belaseguros.com/wp-content/uploads/2021/07/seguroviagemempresa.jpg[/fusion_imageframe][fusion_separator style_type=”none” flex_grow=”0″ alignment=”center” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” top_margin=”5″ bottom_margin=”5″ /][fusion_title 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Acidentes Trabalho

Auto e Frota Automóvel

Responsabilidade Civil Exploração

Responsabilidade Civil Ambiental

Multiriscos Indústria

Mercadorias

Transportes

PACK TVDE

Galerias Arte

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O que pode encontrar no Seguro Saúde Empresas:

Serviços Médicos Online
Consultas médicas, exames, tratamentos e apoio nutricional
Rede Médica alargada (em todo o país)
Hospitalização, Cirurgia e Ambulatório
Estomatologia
Dental
Quimioterapia
Radioterapia
2ª Opinião Médica
Subsídio Diário por Hospitalização
Subsídio Diário por Deslocação
Próteses Intracirurgícas e Ortóteses
Parto Normal, IGG e Cesariana
Cobertura Médica Internacional

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O Seguro de Vida Empresas garante uma proteção total e capitais elevados em caso de morte ou invalidez do colaborador.

Dessa maneira, não só o colaborador fica protegido, como há uma proteção financeira para o agregado familiar ou para ele próprio, no caso de invalidez.

Coberturas previstas:

Doenças Graves
Invalidez Absoluta e Definitiva
Invalidez Total e Permanente
Invalidez Total e Permanente por Acidente
Invalidez Total e Permanente por Acidente de Circulação
Morte
Morte por Acidente
Morte por Acidente de Circulação

Os trabalhadores da sua empresa são o seu ativo mais importante e por isso precisam estar protegidos.

[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]Ao contratar um seguro de acidentes pessoais para os seus colaboradores, assegura que estes ficam protegidos em caso de acidente, minimizando o impacto na sua vida e na vida da sua família.

Na eventualidade de precisar acionar um seguro de acidentes pessoais, sabe que pode contar com vários benefícios, entre outros:

Despesas Hospitalares, Médicas e Medicamentos
Incapacidade Temporária Absoluta
Apoio Psicológico
Despesas de Repatriamento
Apoio familiar no caso de Morte ou invalidez permanente por acidente de trabalho ou viação
Despesas de Funeral

Desse modo, em caso de acidente, assegura o apoio médico e financeiro tão necessários ao bem estar do colaborador e da sua família.[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ margin_top=”10px” margin_bottom=”10px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” 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filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”false” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]Acidentes Viagem[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]Quando os colaboradores da sua empresa precisam viajar regularmente para o estrangeiro, desde que se ausentem por períodos inferiores a 60 dias, o ideal é ter um seguro de Acidentes Pessoais Viajante Frequente.[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

Dessa maneira, os seus colaboradores ficam protegidos em qualquer parte do mundo enquanto desenvolvem a sua atividade profissional.

Este seguro protege também os seus bens pessoais: bagagem, computador portátil ou tablet e proporciona um serviço de assistência em viagem muito completo.

Algumas coberturas possíveis:

Morte ou Invalidez Permanente
Morte ou Invalidez Permanente por Acidente em Viagem (capital adicional)
Incapacidade Temporária por Internamento Hospitalar
Despesas de Tratamento e Repatriamento
Despesas de Funeral
Assistência a Pessoas (Portugal/estrangeiro)
Bagagem (danos causados na bagagem, roubo, perda ou extravio, ocorridos em viagem)
Roubo de Equipamento Portátil

O Seguro de Acidentes de Trabalho é essencial e obrigatório, e prevê o pagamento da assistência clínica e indemnizações em caso de baixa médica, invalidez ou morte do colaborador ocasionado por acidente de trabalho.

As principais coberturas disponíveis são:

Indemnizações por incapacidade temporária
Pensões por incapacidade permanente e morte
Subsídios por morte ou por elevada incapacidade permanente
Despesas de funeral por morte do trabalhador
Tratamentos hospitalares, despesas médicas, despesas medicamentosas, reabilitação funcional e próteses
Serviços de saúde e Higiene e Segurança no Trabalho

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image_id=”2051|full”]https://belaseguros.com/wp-content/uploads/2021/07/hacker.jpg[/fusion_imageframe][/fusion_builder_column][fusion_builder_column type=”2_3″ type=”2_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”center” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”right” animation_speed=”1.0″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”false” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]Pirataria Informática[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]O que faria se soubesse que a sua empresa tinha sido atacada por piratas informáticos?[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

Sentir que toda a informação estava nas mãos de desconhecidos? Inclusive, pedirem-lhe dinheiro para recuperar os dados?

Pior: usarem a sua rede informática para provocarem danos a terceiros?

A aflição e os custos que as empresas têm depois de um evento destes são enormes.

A prevenção é a melhor opção numa altura em que as empresas dependem cada vez mais da tecnologia em toda a sua atividade.

mas para além das coberturas base como a Proteção contra terceiros e a Proteção para condutor e ocupantes, tem disponíveis várias coberturas adicionais como:

Danos causados a terceiros
Proteção de ocupantes
Assistência em viagem
Veículo de substituição por avaria e acidente
Quebra de vidros
Furto ou roubo
Incêndio, explosão ou fenómenos da natureza
Choque, colisão e capotamento

Na Bela Seguros, aconselhamos o melhor seguro automóvel para o seu caso particular.

Temos disponível também Seguro Automóvel e Frotas para empresas.

[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ margin_top=”10px” margin_bottom=”10px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ 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center” linear_angle=”180″ background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ padding_bottom=”31px” admin_label=”Industries” padding_top=”30px” padding_top_medium=”80px” padding_top_small=”60px” 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filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”false” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]

Responsabilidade Civil Exploração

[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]O principal benefício do Seguro de Responsabilidade Civil Exploração é ter a garantia de reembolso dos eventuais danos causados a terceiros,[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

no exercício da sua profissão (como lesões corporais e/ou materiais).

Algumas das áreas de exploração mais habituais:

Cabeleireiros, Institutos de Beleza, SPA
Empresas de Construção Civil e sub-empreiteiros
Estabelecimentos de ensino, creches, jardins-de-infância
Unidades Hoteleiras e Restauração
Instalações e equipamentos de diversão
Salas de espectáculos ou congressos
Exploração florestal e agro-pecuária
Lares de terceira idade e Centros de Dia
Lavandarias, Tinturarias e Engomadorias
Oficinas de reparação de veículos
Garagens e parques de estacionamento
Estação de serviço (abastecimento de combustível)
Lavagem de Veículos

Uma ocorrência desta natureza, pode representar valores elevados para a empresa, seja devido a indemnizações devidas a terceiros, sejam aos custos de defesa judicial.

Por isso, as empresas que tenham atividades que possam representar riscos para o meio ambiente, beneficiam de um seguro de responsabilidade civil ambiental que as proteja da:

Responsabilidade Administrativa por danos ambientais ou ameaça iminente de danos
Responsabilidade civil por poluição ou contaminação
Custos de Defesa Judicial

[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ margin_top=”10px” margin_bottom=”10px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ 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Multiriscos Indústria

[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]O Seguro Multirriscos Industrial, protege o seu negócio porque, para além de proteger o património da sua empresa (edifícios, mobiliário e equipamentos), mercadorias e outros bens,[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

inclui ainda a responsabilidade civil dos administradores, gerentes e diretores.

São várias as coberturas que pode contratar de forma a proteger o seu negócio de danos causados aos bens da empresa e durante os processos de fabrico, transformação e / ou armazenagem dos produtos.

As principais coberturas são:

Incêndio, queda de raio e explosão
Tempestades
Inundações e danos por água
Furto ou roubo
Atos de vandalismo
Greves, tumultos e alteração da ordem pública
Choque ou impacto de objectos
Demolição e remoção de escombros
Quebra de letreiros e anúncios luminosos
Queda acidental de árvores
Despesas de guarda ou Vigilância
Danos em bens de empregados
Perda de rendas
Privação temporária de uso do local arrendado
Honorários de peritos
Mercadorias em exposições e feiras
Responsabilidade civil exploração
Responsabilidade civil proprietário de imóvel
Responsabilidade civil administradores, gerentes e diretores
Proteção jurídica

Existem muitas mais coberturas, tanto gerais como facultativas para que possa contratar uma proteção ainda mais completa.

é importante que sejam seguradas de formas a garantir a proteção contra uma variedade de riscos possíveis sendo as mais comuns:

Furto, Roubo ou Extravio da mercadoria;
Quebras, Amolgadelas e Riscos;
Produtos Congelados;
Produtos Refrigerados ou Frescos;
Atos de Vandalismo;
Operações de Carga e Descarga.

Podem ser contradas coberturas mais amplas ou mais restritas de forma a proteger os intervenientes na atividade comercial, mesmo que se trate de um transporte pontual ou regular de mercadorias.

[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ margin_top=”10px” margin_bottom=”10px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ 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image_id=”2055|full”]https://belaseguros.com/wp-content/uploads/2021/07/logistica.jpg[/fusion_imageframe][/fusion_builder_column][fusion_builder_column type=”2_3″ type=”2_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”center” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”right” animation_speed=”1.0″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”false” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]Transportes[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]Se a sua empresa precisa de fazer transporte de carga, seja este pontual/isolado ou habitual, nacional ou internacional, o Seguro Transportes salvaguarda os danos causados à carga ou a sua perda ou avaria.[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]O transporte de mercadorias pode ser realizado por meios terrestres, marítimos, aéreos ou mistos.

Este seguro cobre ainda a carga, o frete e uma percentagem das despesas e dos lucros esperados com a transação de bens materiais seguros.[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=”flex” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”stretch” flex_justify_content=”flex-start” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ padding_bottom=”31px” admin_label=”Industries” padding_top=”30px” padding_top_medium=”80px” padding_top_small=”60px” padding_bottom_small=”20px”][fusion_builder_row][fusion_builder_column type=”2_3″ type=”2_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”center” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”right” animation_speed=”1.0″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”true” min_height=”” link=””][fusion_menu_anchor name=”tvde” /][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]PACK TVDE[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]A actividade de Operador de TVDE é regida pela Lei Nrº45/2018, sendo que a mesma estabelece o regime jurídico da atividade de transporte individual e[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

remunerado de passageiros em veículos descaracterizados a partir de plataforma eletrónica.

Para o correto desempenho da actividade a lei estabelece que “Sem prejuízo dos demais seguros exigidos por lei, os veículos que efetuem TVDE devem possuir seguro de responsabilidade civil e acidentes pessoais, que inclua os passageiros transportados e respetivos prejuízos, em valor não inferior ao mínimo legalmente exigido para a atividade de transporte de aluguer em veículos automóveis ligeiros de passageiros.” (Artigo 12, Cláusula 6).

Os seguros recomendados são:

Seguro de Responsabilidade Civil Exploração
Seguro de Acidentes Pessoais
Seguro de Acidentes de Trabalho
Seguro Automóvel

[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ margin_top=”10px” margin_bottom=”10px” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ 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center” linear_angle=”180″ background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ padding_bottom=”31px” admin_label=”Industries” padding_top=”30px” padding_top_medium=”80px” padding_top_small=”60px” 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image_id=”2050|full”]https://belaseguros.com/wp-content/uploads/2021/07/galeria.jpg[/fusion_imageframe][/fusion_builder_column][fusion_builder_column type=”2_3″ type=”2_3″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”center” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” type_medium=”1_2″ order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”right” animation_speed=”1.0″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” element_content=”” spacing_left=”6%” spacing_right=”8%” margin_bottom_small=”0px” first=”false” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”4″ text_color=”#bcd630″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px” margin_bottom=”16px”]

Galerias Arte

[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align=”left” size=”3″ style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” margin_top=”0px”]O Seguro para Galerias de Arte (Comerciantes de Arte) tem como objectivo principal a indemnização em caso de perdas e danos nas obras de arte,[/fusion_title][fusion_text rule_style=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]

bem como a sua recuperação e restauro, assegurando que tanto o património do comerciante, como a sua atividade ficam protegidos.

Principais coberturas:

Perdas ou danos materiais aos stocks e conteúdos
Furto e Danos Acidentais
Perdas ou danos materiais nos edifícios seguros
Perdas de rendimento e despesas adicionais resultantes de uma interrupção na atividade
Responsabilidade Civil Profissional
Danos corporais causados por tentativa de roubo
Vantagens:
Listagem das obras de arte não é requerida previamente
Avaliação gratuita para as 6 peças de arte mais valiosas
Ausência de regra proporcional
Cobertura sem restrições para furto e para danos acidentais
Ausência de franquias, inclusive em fenómenos sísmicos
Obras de arte com perda parcial têm a possibilidade de restauro.

Existe ainda um seguro dirigido a Instituições, Museus e Exposições (mesmo temporárias) que garante coleções públicas, empréstimos de Obras de Arte e transportes em qualquer parte do mundo, adaptando-se à atividade da instituição ou museu.

[/fusion_text][fusion_button target=”_self” color=”default” linear_angle=”180″ stretch=”default” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” link=”mailto:info@belaseguros.com”]CONTACTAR[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=”flex” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”center” flex_justify_content=”center” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center top” 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padding_left_small=”20px” padding_bottom_small=”0px”][fusion_builder_row][fusion_builder_column type=”1_1″ type=”1_1″ layout=”1_1″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ padding_top=”2%” padding_right=”6%” padding_bottom=”2%” padding_left=”6%” hover_type=”none” border_style=”solid” box_shadow=”yes” box_shadow_blur=”40″ box_shadow_spread=”0″ box_shadow_color=”rgba(0,29,48,0.24)” background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”#023a51″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”down” animation_speed=”1.0″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ border_radius_top_left=”24px” border_radius_top_right=”24px” border_radius_bottom_right=”24px” border_radius_bottom_left=”24px” spacing_left=”0%” spacing_right=”0%” last=”true” border_position=”all” box_shadow_vertical=”24px” box_shadow_horizontal=”0px” first=”true” min_height=”” link=””][fusion_builder_row_inner][fusion_builder_column_inner type=”1_2″ type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”left” animation_speed=”0.3″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ margin_top=”12px” last=”false” border_position=”all” type_medium=”3_5″ margin_bottom_small=”0px” first=”true” min_height=”” link=””][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ content_align_small=”center” content_align=”left” size=”1″ text_color=”#ffffff” style_type=”default” animation_direction=”left” animation_speed=”0.3″ hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky”]Quero contactar uma especialista:[/fusion_title][/fusion_builder_column_inner][fusion_builder_column_inner type=”1_2″ type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” 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Empresas

As empresas são organizações complexas com vários pilares.

As empresas são organizações complexas com vários pilares que precisam estar equilibrados para o seu correcto funcionamento.

Um desequilíbrio num desses pilares pode deitar todo o esforço colectivo a perder e impactar profundamente os resultados da empresa.